car breakdown cover


We are delighted to offer our motor policyholders* what we think must be the best vehicle breakdown recovery service in the UK.

call us free on 0500 401 226

Why are RAC the best? Consider the facts:

  • The RAC has more patrols per member than any other rescue organisation.
  • Roadside assistance covers you anywhere in the UK, day and night, 365 days per year.
  • Membership covers you for more than breakdowns – such as flat batteries, running out of fuel or locking your keys in the car.
  • If you don’t know where you are, they can pinpoint your location from your mobile phone signal.
  • The RAC confidently deal with 4.5 million breakdown calls every year and have a remarkably high roadside fixing rate of 80% (excluding accidents and extreme failures), which means there’s a high probability you’ll be able to continue your journey in your own vehicle.

We offer three levels of cover:

OPTION 1: Roadside – £35.00 per year

  • Roadside includes labour at the scene of the breakdown (but not labour at any garage to which the vehicle is taken).
  • If the vehicle cannot be repaired at the roadside, they will take the vehicle and up to 8 people to a destination of your choice up to 10 miles from the scene of the breakdown.
  • If you need to leave your vehicle at the garage, the RAC will reimburse you for taxi fares up to 20 miles.
  • Roadside cover is only available from at least ¼ mile from your home.

OPTION 2: Roadside, Recovery, At Home - £80.00 per year

All the above points from Option 1 plus:

  • If the RAC cannot get your vehicle repaired locally within what they deem to be a reasonable time, they will take you and up to 8 people home or to a single address anywhere in the UK.
  • If you fall ill, and there are no passengers who can drive, you can use Recovery for assistance.
  • At Home allows you to use Roadside within a quarter of a mile of your home address or where you normally keep the vehicle.

OPTION 3: Roadside, Recovery, At Home, Onward Travel & European – £105.00 per year

All the above points from Options 1 and 2 plus:

  • If the RAC decide that your vehicle cannot be repaired locally, you are entitled to one of these options: replacement car hire; alternative transport costs; or hotel accommodation.
  • The RAC will arrange for your vehicle to be fixed at the roadside or towed to the nearest garage in 47 European countries.
  • English-speaking incident managers are available 24 hours a day.
  • The RAC will arrange for you, your vehicle and up to 7 passengers to be repatriated to the UK if needed.

*Please note: This product is only available to Rowett Insurance customers with current private motor or motorcycle insurance policies.


There are conditions and limitations on all sections of these policies. To obtain a quotation, or if you have any queries, or to request a specimen policy wording please contact our advisers on 01726 871144, or complete your details below...


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